Home · How to Vet a Cash Home Buyer

How to vet a cash home buyer.

A 60-second checklist so you don't get burned — from an investor who tells the truth. Most "We Buy Houses" buyers are fine; the few that aren't filter themselves out fast if you run this. Not legal or financial advice.

Non-negotiables

The 4 things a real buyer always does.

Written offer

You get the number and terms in writing — not a verbal "around $X."

Proof of funds

They can show cash or lending that proves they can actually close. Ask — a real buyer says "sure."

Closes through a title company

Everything runs through a reputable Texas title company that protects you.

No upfront fees — ever

You should never pay a "we buy houses" company to sell your house. Money flows to you.

Red flags

Five red flags — walk away.

Pressure / disappearing offers

"This offer's gone at midnight." A real number doesn't evaporate.

Price chop before closing

They lock you under contract, then "find issues" and slash the price.

Can't prove funds

Dodging that question = likely a wholesaler who may not be able to close at all.

Won't put it in writing

Or won't let you involve a title company or attorney.

A confusing "take over your payments" pitch

One they can't explain and put in writing.

Ask this

Four questions to ask any buyer.

Run these on anyone — including me. The right answers are simple, and a real buyer gives them without flinching.

  • "How did you get to this number?" (A good buyer walks you through it.)
  • "Can you send proof of funds?"
  • "What title company will we close through?"
  • "Are there any fees to me, at any point?" (Answer should be no.)
A fair offer

Want an offer that passes its own checklist?

I'll give you a free, no-obligation cash offer with the math shown to you — proof of funds, reputable title company, zero fees on your end. And if listing is the better move, I'll say so.